Workmans Comp & General Liability
Workmans Compensation & General Liability
Workers Compensation is an important element of providing a safe and secure work environment. Workers Compensation provides incentives for employers to invest in safety protocols in the workplace creating a safer, more secure environment that benefits both employees and employers alike.
General Liability insurance is a must-have for any business owner as it helps protect their finances from unforeseen circumstances. By carrying a general liability policy, a business is protected from lawsuits or claims due to bodily injury and property damage that may occur during the course of day-to-day business operations.
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Frequent Questions
Contractors are required to have workers compensation if they have 3 or more employees.
Workers compensation covers any employee injury while at the job. General liability will cover you or your company for claims of bodily injuries and property damage resulting from your products, services or operation.
The employee is covered in the workers compensation or the president of the company if he decides to be included. The general liability covers claims arising from our services or operations when being negligent.
General liability won’t cover for business related auto accidents, employee injuries, illness, damage to your business property, mistakes in professional services claims that exceed your limits or illegal acts. Workers compensation won’t cover for intentional injuries, injuries due to illegal activities.
The benefits for the workers compensation will be paid by the company the policy was assigned to.